There is no right or wrong way to save. All members open a share (savings) account. With this foundation, you can build a savings portfolio with products that fulfill your particular needs.
Money Market
The starting balance is $1,000. This account is best if you want to
- Access Your Money
 - Enjoy a Higher Interest Rate
 - Save Conservatively
 
VIP Saver
No starting balance required. This account is best if you want to
- Automate Your Savings
 - Earn Rewards Points
 - Build Upon VIP Checking
 
Club Accounts
The starting balance is $100. These accounts are great for specific goals. For example:
- Tax Club
 - Vacation Club
 - Holiday Club