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Why Northern Star

Northern Star Credit Union is a community-based, non-profit, financial cooperative.


  • Northern Star exists to support the communities of Hampton Roads. Membership is open to all individuals who live, work, worship, attend school or volunteer in the cities of Suffolk, Chesapeake, Portsmouth, Norfolk, Virginia Beach, Hampton, and Newport News.
  • Northern Star is a non-profit organization, meaning its primary goal is not to pad the pockets of some big time investor. The income that Northern Star receives is returned to its members in the form of faster, more efficient, and better services in the form of higher interest and less fees than traditional financial institutions.
  • Northern Star's existence as a financial cooperative means the sharing of common wealth for the purpose of a better community. When you deposit money in Northern Star, it remains entirely yours, but is used to help other people in your community by providing loans and other services to them. Revenue generated off this money is returned to you and your fellow credit union members.

Northern Star provides the same quality services that banks and other financial institutions supply, but at a fraction of the price. The checking accounts, loans, certificates, and online products Northern Star offers its members continue to be a more financially feasible deal than our competitors.

Northern Star provides for their members an access to their funds on their terms. Whether you prefer going to the credit union itself, our ATMs, our nationwide shared branch facilities, over the phone, or online with e-Branch, is all up to you.

Originally founded in 1928 as the official credit union of the Norfolk Naval Shipyard, Northern Star has grown into a competitive, full-service financial institution, servicing a field of membership with over 1.4 million individuals. Northern Star is banking that won’t break your wallet.